Goals Part 2

~Pay off all smaller debts and take a serious chunk out of the big ones.
I want to work really hard on knocking out the small debts. These include anything under $500. There are seven of them, in the amounts of $30, $63, $63, $80, $271, $457, and $435. I also want to attack the bigger ones and take out as big of a chunk as I can from them. There are nine of them in the amounts of $1082, $1317, $2705, $2777, $2498, $2535, $3614, $717, and $1751.
This is a short AND long term goal. Short because Its what I want to happen before the year is out, long because it's really a part of the big picture. It's the first step towards seeing all my debt go bye bye.
What could get in the way? Lots of things, really. Laziness, loss of motivation, not getting a car and not getting a job. Granted, a lot of things CAN get int e way, but I'm NOT going to let that happen. Ive been copping out and being lazy for far too long. I'm not allowing that to happen this time.
My start deadline is when I get back from Orlando. My end deadline is the end of this year.

~Successfully avoid bankruptcy
I want to do everything in my power to pay off my debt, I do NOT want to file bankruptcy. I told Josh this yesterday, and he said okay. I told him that if he gets home, and we both sit down and look things over, and decide that me filing bankruptcy is the best thing for everyone involved, then I will. He asked if I could wait that long, and I told him that being it costs over $1000 to have a lawyer file, it'll take that long to get that much $ saved anyways, so it'll be okay. As for now, I'm just going to do anything I can to avoid it.
This is a long term goal. I want to avoid bankruptcy in the short term, but in the grand scheme of things I want to avoid bankruptcy for the rest of my life.
Not paying my bills could get in the way. Accumulating more debt could get in my way. Being lazy, if I stopped caring and just started copping out again. Im not going to let that happen. I'm going to do this.
My start deadline is today and my end deadline is the last day of my life.